The country’s cheapest bank at the moment, BN Bank in Trondheim Friday lowered mortgage interest rates to 2.6 per cent (effective rate 2.66 percent).
All can get this rate, with no claim to customer relationships, age or occupation, which is often the conditions to obtain the best interest rates in other banks.
Have triggered the war
– We are reducing interest rates to meet competition in the market. We see that there is intense competition, said director of retail banking in BN Bank, Eli Ystad.
BN bank declares thus full war for customers, to the delight of Consumer Council.
– They now sparked a clean war with this offer, says technical director Jorge Jensen.
Other small banks, which Skandia Banken, has set interest rates almost as low as BN Bank.
Do you have a big loan , go Boligkreditt.no actually even lower. For mortgages of more than 4 million offer now 2.43 percent effective interest rate (2.4 percent nominal). And they’re still making money at a low interest rate, we will believe Consumer Council .
– This they lose not money, says Jensen.
Prut or replace bank
Do you have expensive loans with another bank is now time to haggle or move the loan, urges the Consumer Council. You should not pay more than interest BN Bank takes.
– An interest rate of 2.6 percent is the BN Bank is now going out with, and then there’s what one should not haggle down to .
Jorge Jensen points out that there is much money to be made to check their loan terms. A common household can quickly save ten to twenty thousand dollars annually to haggle on renta, or move the loan to a cheaper bank.
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