the Norwegians have taken up the 100 billion in consumer loans.
Some of the players in the market engaged in direct marketing to customers and offer substantial loans on the day, but the interest rates are often sky high.
the Marketing can lead to irresponsible borrowing, believe the consumer ombudsman. Thursday notified the ombudsman that it will step up the fight against the aggressive marketing of such loans.
Read more: stepping up the fight against the aggressive marketing
Now consider the government measures that can contribute to limiting the growth in consumer loans. It can be applicable to measures relating to the marketing, hinted the finance minister Siv Jensen facing E24 Wednesday.
DNB ceo Rune Bjerke’t mind that the industry get stricter rules.
– I think really that if not the industry itself unable to agree on the norms that are good enough, so is it okay to get regulation and policies for consumer loans, not to mention marketing, ” says Bjerke to E24.
– One has the markedsføringslov in the day, but I think it is very important that all players have the same rules to relate to. It is perhaps the most important, for we see that some actors are growing too quickly, ” he says.
Considering measures against consumer loans
Rapid growth
Bank Norwegian, Complete Bank and Bank2 are some of the actors within the market for consumer loans, which have grown very quickly, to the delight of the shareholders.
DNB also operates even with consumer loans. The company is a relatively small player in the market, but on the other hand is a big player in the credit card.
– We have about had a stable development over the years, and we have a very strict policy on the site. And why so it is, I think, is beneficial that everyone gets the same regulations to adhere to, ” says Bjerke.
DNB-the boss believes the growth in consumer loans is not sustainable, in the same line with the growth in the housing market the last time.
– I think that you have seen veksttall on consumer loans in recent years as neither is sustainable, ” says Bjerke.
Warns about the growth in consumer loans – is itself the greatest of credit card debt
Plan gjeldsregister
the Government is planning to create a gjeldsregister, that can come in place in the autumn.
It should provide banks with an overview of people’s overall lånopptak, after a period of strong growth in consumer loans.
In the fall got E24s journalist, without security in the home and with the 400.000 dollars in student loans, two million in consumer loans. The average interest rate was 20.6 percent.
- Share on Facebook
- Share on LinkedIn
Share on Twitter
No comments:
Post a Comment