Danske bank is introducing the friend payment by mobile in the Norwegian market. With MobilePay can transfer money via mobile phone to friends and family no matter what bank you have. And the service is according to the bank completely free, unlike the other services that have been in the market.
– Now it’s as easy to transfer money as sending SMS . All you need is the recipient’s mobile phone number and downloading MobilePay app. The service we now introduce is also completely free to use. Also the app is free to download, says Astrid Daae-Johansen, General Manager at Danske Bank in Larvik.
Challenging the big players
MobilePay is an alternative to cash and intended for payment of smaller amounts, whether to pay a friend, share dinner bill or buy something of another private person.
– We have over the past year has shown that we are able to challenge the major players in the Norwegian market. Now we do it again and do while mobile payment free for all, says Trond Mellingsæter, Country Manager of Danske Bank in Norway.
In Denmark MobilePay been available since 2013 and the service has claimed Mellingsæter been a great success with almost 2.5 million users.
– MobilePay Danes were to get rid of the 100-tag. We believe Norwegians want to do now that the Danes and replace cash with mobile payment, running a marathon.
Everyone can use the
MobilePay is from today available for all Norwegians over 15 years. You just need a smartphone, a Norwegian mobile phone number, credit card and a bank account to get started. MobilePay can be used by anyone, regardless of Norwegian bank private account is in.
– With MobilePay can besides transferring money, even share expense and send reminder payment. Money transferred directly into your bank account, without fees and absolutely free, says Astrid Daae-Johansen.
– MobilePay also has more features, and some tabloid, we can say that “mobile payment War ‘is left. We look forward, says Daae-Johansen eventually.
Took away the fee
DNB responded quickly to the new service from Danske Bank, and chose Thursday to remove the charge on his ministry lashes for amounts under 5,000 crowns.
“lashes! Now it costs nothing to transfer amounts under 5,000 crowns. To vippse 5000 million or more, it costs 1% of the amount, “wrote DNB on its website Thursday afternoon.
Until now, the service from DNB cost one penny per transaction from smallest amount. To vippse 5000 million or more, still costs 1 percent of the amount.
As the first bank launched DNB friend payment service flicks at the start of June, and the app immediately fell on the leaderboards in Norwegian app stores. Since then it has been lying on top, and several thousand Norwegians downloading lashes every day.
– Norwegians have taken up the lashes with open arms, and after only a few months in the market, we have far over half a million customers. The likelihood that the people you want to send money, already tilting, is high and increasing every passing day, says Trond Bentestuen, head of retail at DNB.
The average amount for a tilt transmission is 400 kroner. For transfers over 5.000 million, the fee will be as before – one percent of the amount.
Facts about MobilePay:
MobilePay can be downloaded free for both iPhones, Android and windows phones . It takes only a few minutes to register a new user.
– Transfer up to 3,500 kr. per day. Beyond the daily limit, there is a legal limit, which means you can max send 22,000 kr and receive NOK 8,000 per calendar year (s money Directive) before you have to identify yourself as a user.
– MobilePay are free use.
Because you in advance have your friends’ phone numbers stored in your contacts and therefore can easily transfer your share of the bill – or remind them that it was you who set out for payment.
Typical applications:
– At the restaurant or café when to share bill with your friends.
– For smaller purchases, such as. through Finn.no you can quickly enter the seller’s mobile number, which immediately notified that the transfer is complete.
– When you buy common gift is easy to transfer immediately rather than remembering to transfer the amount at a later time.
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