Here are the 2014 accounts of John Doe – Bergens Tidende

Statistics Norway (SSB) has just presented the 2014 accounts for Norwegian households.

This is a guide through the income and expenditure last year.

This earned we basically

Basically income for most people associated with work effort and fortune (capital) they own. Without work and without capital becomes generally scarce income in a country.

• We live by work. Payroll was the absolutely most important revenue last year. Here also is the payroll tax initially counted as part of the salary. In addition, operating your finished in household business activity as farmers, plumbers, shop owners and carpenters.
• It is possible to live off savings and other Capital . It comes in the form of gross interest income, dividends and other capital income
• But deducted came interest payments on loans and other asset expenses

Along with a technical correction from SSB (not included in the chart below), this means that household income from labor and capital amounted to 1590.4 billion last year.

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But then tax deductible and we give away some of the money

Most people do not get to keep all the revenue from labor and capital.

• Much goes away in tax payroll and social security contributions.
• In addition deductions for transfers to NGOs payments to pension and livsforsikringsselsakaper . But voluntary saving in pension funds are not deducted from here.
• In addition, we gave from us big money in “other current transfers”. This is largely payments abroad .

In all summed this up to nearly 750 billion. So: Approximately half of what we earn from labor and capital going out again in the form of taxes and other payments, such SSB defines this.

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Then much of this dealt again

But the state also provides money back to those who have not wages. Pensioners receive the most:

• Discount and benefits from the state is by far the largest distribution to households.
• In addition transfer ingested r from abroad and from private funds.
• In addition payments from pension and life insurance companies.

Time to sum up disposable income

Finally, it is possible to summarize the salaries, investment income, taxes, pensions and money here and there to disposable income for all families in Norway:

• Disposable income for all families is calculated to 1344.3 billion, including savings in pension funds.

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The rain pr. capita was around 250.000 respectively.

Adjusted for inflation in 2014 increased the overall real disposable income of households by 2.7 percent. The rain pr. capita increase was 1.4 percent last year.

Save or spend?

Disposable income 1344.3 billion can be used in two ways: consumption or savings .

8.5 percent of disposable income husholdninegnes was spared last year (savings rate). This was the highest savings rate since 2005 .

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