– If you just want “chilling” on office excel sheet, it is the no hassle to work until they are 70, says Herman Horn (20).
He goes preliminary course for engineering at Oslo University College and preparing for math lecture along with classmates Vilde Hetzel (20), Daniel Dysjeland (21) and Tova Maalen (20).
They are part of the age group in a survey from the Research Council have stated that they will only work until they are 65 years
At the same time a nationwide survey conducted by Proffice in November 2014 that one four young people under 35 years is looking forward to retirement.
Students have some years on before going out in the workplace and have not thought of when it may be necessary to retire.
– We might look at the 60 years which is very old and far into the future. It is difficult to imagine how life forty years in the future, says Dysjeland.
Attitudes can be changed
Research conducted a survey to gain insight into how people perceive the forthcoming aging population. They were surprised that the youngest age groups in the study were those who wanted to go earlier retirement.
Director Hallén Research Council think there are several reasons behind the desire for a young retirement period.
– Many people who have physically demanding occupations will probably want to go earlier than those who have a more flexible workday, he said.
Hallén think the issue will receive increased attention in the coming years and that the perceptions will change as the current 20-year-olds get older.
– I think most people who have the opportunity will want to work anymore, because they will have better health than the current elderly, he says.
Jobs in life expectancy
– In the current system there is a far greater extent up to you how your pension will look like, says pension economist Knut Animal Haug in Storebrand.
He thinks young people’s attitudes to retirement is puzzling.
– The average life expectancy in Norway has increased by five years since 1990. Then there is also natural that we have to work longer to pay it increased pension bill, Andreassen says.
The pension reform in response to this challenge is the so-called age adjustment. In brief, it means that your total pension from the National Insurance distributed your expected remaining life years from the year you start to take out a pension. You stand longer in the job, so you get paid in the form of higher pension.
– While it is positive that it will withdraw growing prosperity in more leisure, and then feel free retirement. However, I’m a little unsure about the economic realities behind this is known, says Haug.
Watch the video: Have you thought about retirement?
Congratulations New Job – Have you thought about retirement?
Several years extra
Increased life expectancy means that a person who is born in 1980 must expect working approximately 3.5 years longer than a person who is retiring this year, to get a similar proportion of their salary in a pension that he who retires today.
Life expectancy for the same person increases by about 4 years. A very small portion of the increased life expectancy can thus be used for leisure without causing economic consequences.
An example: A 35-year-old who saves 500 per month can look forward to an additional annual payment of 17 000. the first 15 years in retirement. A 50-year-old who saves the same amount will increase their pension with 7800 million for the first 15 years.
– We recommend that you start saving for retirement when you have filled up the BSU account. In practice this means that the pension savings for most should start in mid-thirties, says Haug.
Rose Red image of retirement
If you envision the same pension level relative to wages current retirees, then you have to practice two possibilities: either work longer or save themselves – or best of a combination.
Students agree with the research director of the thought of retirement may change, something they also have marked on their parents
– It is possible we have a more than positive image of retirement through Mom and Dad, it seems not exactly as if they dread getting old, says Horn.
So far, students work more to understand the calculations in the book, than to figure out their future retirement.
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