Friday join Nordea that the jacks up boliglånsrenten for parts of their customer base.
– We have made some adjustments. Some get a small increase in interest rates, while others do not, ” says officer Christian Steffensen in Nordea Norway to E24.
interest rates on the mortgage loan be increased by up to 0.20 percentage points for the customers who are affected. Best the retail list price on boliglånsrente is 2.09 per cent.
the interest rate increases does not apply to concrete lånetyper, according to Nordea. It is rather the result of new lånevurderinger that turns out differently, depending on the conditions that Steffensen will not go into detail on the opposite E24.
– Here, there are several different factors into the picture, ” he says.
These considerations, however, that all such as have the mortgage for young people, in practice, the rentehopp, after the E24 understand.
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– Still competitive
the Bank explains the interest rate increases with changes in the money market rate.
– the Development in the money market governs our pricing, and the last time the price of money has risen, ” said John London, director of banking operations in Nordea Norway.
But we see that we are still competitive on price, he adds.
at the same time increased the interest rate on deposits. Boligsparing for young people (BSU) have an interest rate of 3,20%, while the interest rate on Boligsparekonto also raised to 3,20%. Also, the fixed rate on the deposit increases to 1.50 percent for the binding of one year.
INCLUDED: Cio Even Westerveld in the DNB, which so far has not followed Nordea in making mortgages more expensive.
“It is important for us as a bank to encourage savings, especially for domestic purposes in times where we see that prices in the housing market has risen a lot,” says Sætre.
the New interest rates for deposits and existing loan apply from 16. november 2016. For new loans for new interest rates from Friday, 30. september.
Follow other banks after?
It is until further unclear whether other banks will do as Nordea. There is no main competitor and the country’s largest bank DNB will reveal.
– We follow the market, but can’t say anything about our own setting of interest rates forward in time, ” says cio Even Westerveld to E24.
– there Are logical arguments for raising the interest rate now?
We do our reviews on an ongoing basis, as we always do. But it is Nordea, which has to answer for the background of what they have communicated now, ” says Westerveld.
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