Finance
Mobilbetalingsappene lose on vennebetaling and wars about to win the trade. It can revolutionize the way we shop.
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Betalingsappene Mcash, Mobilepay and Vipps wars to gain entry on the places where the norwegians trades.
There is happening something new every day. We are competing neck-to-neck on the large retailerne, said cio Even Westerveld in the DNB, which is behind the Vipps, DNs fintech conference.
Reitans Rema 1000 stores and 7-Eleven and Narvesen kiosks accepting Mobilepay, and at Bunnpris you can pay with Mcash.
Also in the online stores is the mobile payment solutions on the way in:
Elkjøp let today customers pay with Vipps in the online shop, in the Experts online shop is accepted Mobilepay and in the G-sports on the web you can use Mcash.
For even if the norwegians have embraced mobilbetalingsløsningenes opportunities to transfer the money, vennebetaling, is it in the trade, the banks can make money on pay apps.
Vipps, Mobilepay and Mcash was among several who met to debate about how payment apps to hijack the trade on the DNs fintech conference in the previous week.
Earn money today
- Vipps managed with vennebetaling to get to a solution to a problem nobody knew they had, and the volume has taken off. But the traditional betalingsvolumet happens in the trade. So to get into this area, is important in order to do business on the solution, said produktdirektør Baard Slaattelid in Mcash.
the financial industry are now trying to put in place a common infrastructure so that mobile payment in a shop can happen regardless of which payment app customer prefer.
DNB estimates that two million norwegians have taken in use Vipps before the advent.
- We have to fight for each and every transaction. Approximately ten per cent of the transactions in the Vipps is paid, it will say that we make money on the transaction. It will say that the rest we lose money on, because they go through international payment. We would like to have a common infrastructure in place, but we must also stand prepared for the competition that will come from international solutions, said Even Westerveld in the Vipps.
End to pay at the cashier?
Both banks and retailers believe mobile payment solutions will be able to do that the way we shop in the store will change dramatically in the coming years.
in a few years you will not have a cashier in a clothing store. You will try clothes and buy them then and there with your phone without to go away to a kasseapparat. The world goes fast forward, said Even Westerveld in the DNB.
Hans Petter Hoel is the leader Norgesgruppen and Coop initiatives Retail Payment, that will develop a solution that handles all the digital payment solutions.
- We want that payment to be a non-event. You should be able to go into a shop, pick the goods that you want, and then you have also paid, he said.
Hear the entire debate about mobilkrigen:
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