Sunday, March 29, 2015

How to shop safely online – BergensAvisen

Nine out of ten trades online, according to a survey conducted by Ipsos MMI for Nordea. Of the respondents almost 40 per cent that they shop online at least once a month.

– We leave increasingly larger values ​​in online shops. With online shopping, both the availability and the selection of the individual become so enormously. Simultaneously, also the temptations and the economic pitfalls bigger, says consumer economist Elin Reitan Nordea.

Most men

There are men who are most keen on online shopping, according to the survey. They state namely to act more often and to spend almost twice as much money as women on this purpose.

While women online shop for 338 million on average per month, using men averaged 661 million.

– Men may have a tendency to act precious things, such as sporting goods and electronics, online and therefore uses on average more money than women do, says Reitan.

Cheaper

The main reasons why we behave online is that it is cheaper. 54 percent report namely price as one of the main reasons to shop online.

– It is located in north mens culture to be thrifty. But it’s not all that’s cheaper online, especially when one adds other expenses that come with purchase – shipping, insurance and customs, says Reitan.

Furthermore, the time saved almost as important as to save money when we net trades. 48 percent answered this.

– In a hectic schedule, it is often easier to shop from your couch after the kids have gone to bed. Meanwhile, many feel it is easy to locate exactly what they need in online shops. It is a good way to time, says Reitan.



Pastime

Over 40 percent report that greater choice is one of the main reasons why they shop online. Almost 40 percent rattles that you get hold of items that can not be bought in Norway as an important factor.

– Among the young it is 30 percent use online action like a fun pastime, which is very uneconomical. Chances are you can buy things you do not need is great.

– Do not you good control over the economy, you can quickly end up spending more money than you can afford to. The web has made the economic pitfalls both more and larger, and it is therefore more important than ever before that we teach our children to become critical consumers, says Reitan.

Safe online shopping

Here is forbrukerøkonomens tips:

Using credit

You may want to use credit cards. If the card is misused, it is credit, and not your own money, which is tapped. The same applies if the merchant goes bankrupt or the goods or services are not delivered. Then you can submit a claim for compensation to the bank / card company. The same applies if you have shopped with credit cards and do not sell fulfilling their commitments, or if your card details being abused.

Find confirmation

It is important to have in mind that not all outlets are equally serious. Search online for testimonials from others who have acted in the online store and use this as a basis when making up an overall assessment.

Subtotal and delivery

receive information on the purchase price, shipping cost, delivery time and delivery method when ordering. Check the information carefully and sign back to the store if something is wrong.

Read the terms

In Norway you have as a consumer strong rights for the exchange and complaints, but in international online stores may be other rules apply. Read why purchase condition carefully before ordering. (ANB)

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